The mission of having a home is part of the American dream. The VA mortgage guarantee has been helping members of our armed forces for generations. We can help you qualify for this venerable opportunity. Offered exclusively to military veterans and their spouses*, a VA Home Loan will significantly lower the costs of buying a home. If you are eligible, we can help you take advantage of these meaningful benefits.
You may be eligible if these criteria work for you:
|→||You were active service for 90 continuous days during wartime|
|→||You served 181 days active service during peacetime|
|→||You have 6 years service in either the National Guard or Reserves|
|→||You were married to a servicemember who died in the line of duty or because of a service-related disability|
|✓||Buy a home, a condominium unit in a VA-approved project|
|✓||Build a home|
|✓||Simultaneously purchase and improve a home|
|✓||Improve a home by installing energy-related features or making energy efficient improvements|
|✓||Buy a manufactured home and/or lot|
Refinancing with a VA Rate Reduction Loan can help you have a lower monthly payment. There are fewer requirements associated with this loan, but you must be using it in one of the two following cases:
|⋙||To refinance an existing VA-guaranteed or direct loan for the purpose of a lower interest rate|
|⋙||To refinance an existing mortgage loan or other indebtedness secured by a lien of record on a residence owned and occupied by the veteran as a home|
We know a ton about Refinancing with the VA Home Loan. We'd like to give you more information on the topic.