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Home Loans for Veterans
with $0 Down
Buy a Home
Refinance
Serving Military and Non-Military alike! Offering all Loan types: FHA, Conventional, JUMBO, USDA

Home Loans for Servicemembers and Veterans

The mission of having a home is part of the American dream. The VA mortgage guarantee has been helping members of our armed forces for generations. We can help you qualify for this venerable opportunity. Offered exclusively to military veterans and their spouses*, a VA Home Loan will significantly lower the costs of buying a home. If you are eligible, we can help you take advantage of these meaningful benefits.

Zero Down
A VA Home Loan Mortgage is one of the few types of loans which doesn't always require down payment.
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Qualify Easily
This oppurtunity is great for those who are new to the homebuying experience. Don't feel boggled by the process, we'll keep it simple.
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A Better Rate
With low interest rates and no need for mortgage insurance, your monthly payments can be lower than the average conventional loan.
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Read about The VA Home Loan

VA Home Loan Eligibility

You may be eligible if these criteria work for you:

Your Personal Requirements
Satisfy ONE of the following:
You were active service for 90 continuous days during wartime
You served 181 days active service during peacetime
You have 6 years service in either the National Guard or Reserves
You were married to a servicemember who died in the line of duty or because of a service-related disability
The Loan can be used to:
Buy a home, a condominium unit in a VA-approved project
Build a home
Simultaneously purchase and improve a home
Improve a home by installing energy-related features or making energy efficient improvements
Buy a manufactured home and/or lot
More on Eligibility

The VA Interest Rate Reduction Refinance Loan (IRRRL)

Refinancing with a VA Rate Reduction Loan can help you have a lower monthly payment. There are fewer requirements associated with this loan, but you must be using it in one of the two following cases:

To refinance an existing VA-guaranteed or direct loan for the purpose of a lower interest rate
To refinance an existing mortgage loan or other indebtedness secured by a lien of record on a residence owned and occupied by the veteran as a home

We know a ton about Refinancing with the VA Home Loan. We'd like to give you more information on the topic.

About Refinancing
We often host events. Ask us for more information.
Call Us at 619-338-9600 or
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1-619-338-9600
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